Canadian Fintech Companies raised $ 1.62 billion in the first half of 2025, with digital assets and artificial intelligence (AI) The startups that take the part of the lion of new funds, according to the Pulse of Fintech of KPMG Canada.
While Fintech financing slowed worldwide, Canadian investors maintained constant support for companies at the intersection of finance and emerging technology. The report highlighted companies with blockchain -based infrastructure and Financial tools promoted by AI as main areas of growth.
“If we observe the first half of 2025, it is clear that digital assets have resurfaced as a magnet for the interest of investors, despite the broader contraction in risk investment values,” said Edith Hitt, a KPMG Canada partner.
The investments of AI are not surprising, given their monumental expansion in recent years. However, Canadian investors who resort to the financing of digital assets could capture an unsuspecting drop, since the risk factor of the cryptographic market has always been in debate among investors.
However, with more pro-Crypto regulations in the USA. And an additional institutional thrust legitimizing certain parts of the digital asset sector, the conversation has clearly begun to change.
“Crypto’s resurgence that came out of 2024 was reinforced by a more constructive regulatory tone in the United States, the dismissal of coinbase demand and the main tangible adoption in cases of establishment of establishment,” Hitt added.
Cautious investors
While the number of $ 1.6 billion may seem large, moving away, the numbers have decreased year after year due to macro events such as higher interest rates and rates. The report says that the first half of the data of 2025 is less than $ 2.4 billion invested in the Canadian Fintech industry in the same period last year, and $ 7.5 billion invested in the second half of 2024.
This does not mean that investors are avoiding Fintech financing; Rather, there is a lot of ‘dry dust’ waiting to be deployed, said Dubie Cunningham, a KPMG partner in the practice of Canada’s bank and capital markets. Investors are looking for more “quality companies” and appetite for “maturing private capital agreements on the middle to large stage,” he added.
“Strong ‘second half
In fact, the KPMG Canada report explained that this tendency to invest in AI and digital assets is likely to continue in the second half of 2025.
“The interest of digital investors will remain strong in the second half of the year and in 2026, driven by the upward vision of the US administration and the lighter regulatory touch in cryptoassets, Hitt said.
“The approach will focus on infrastructure, payments and tokenization platforms that can climb in an integrated and integrated way,” he added.
Hitt said things will only warm up the AI side, “as more Fintechs adopt and implement agents solutions in areas such as personal finance, investment management, fraud detection and loans.”
