German payments processor DECTA expects the euro-pegged stablecoin market to continue to evolve through 2026 as the European Crypto Asset Markets (MiCA) regulation comes into effect, incorporating common EU rules on reserves, issuer oversight and operational standards.
That regulatory foundation should facilitate the incorporation of regulated euro stablecoins into payment systems, trading venues and tokenized financial infrastructure, DECTA said in a report earlier this month.
According to the report, market growth over the next two years will depend on how quickly MiCA-authorized issuers create distribution channels and banking connections, how deeply financial institutions embrace stablecoin-based settlement for tokenized assets and programmable payments, and how strong consumer demand is for euro-denominated digital assets on exchanges and payment apps.
The German payments company expects a steady shift from synthetic or non-compliant euro tokens towards fully regulated stablecoins as EU platforms adapt to MiCA.
Still, the company anticipates uneven adoption across member states, driven by differences in consumer awareness, local digital asset policy, and market maturity.
By 2026, euro-pegged stablecoins should occupy a clearer and more regulated role in the EU’s digital asset stack, DECTA said, under a framework designed to prioritize stability, transparency and predictable oversight.
Read more: Stablecoin Adoption Is ‘Exploding’: Here’s Why Wall Street Is Going All In
