Ripple on Thursday introduced native digital asset capabilities within its enterprise treasury management system, allowing corporate finance teams to hold, view and manage XRP and RLUSD alongside traditional fiat balances for the first time within a single platform.
The two features, called Digital Asset Accounts and Unified Treasury, are based on GTreasury, which Ripple acquired in 2025. That system processed $13 trillion in payment volume last year for customers ranging from small businesses to Fortune 500 companies. The digital asset layer adds to that existing infrastructure rather than replacing it.
Digital asset accounts allow treasury teams to create a native Ripple digital asset account within the platform. Balances in XRP, RLUSD and other supported tokens appear alongside cash positions with real-time fiat valuations using live exchange rates.
Transactions are automatically recorded with native notional amounts, fiat equivalents and market price at the time of each event, creating an audit trail without manual entry. The system captures balances to 15 decimal places to equalize precision across the chain and eliminate rounding discrepancies that cause reconciliation issues.
Unified Treasury connects digital asset holdings from multiple third-party custodians through the same API connectivity layer that Ripple Treasury already uses for banking integrations.
“Digital assets have landed on the CFO’s desk and the question has moved from whether to get involved to how to do so without disrupting existing operations,” said Renaat Ver Eecke, Senior Vice President of Treasury at Ripple.
The launch positions Ripple Treasury ahead of competing TMS providers, none of which currently offer native digital asset management.
Ripple said the two features are the first in a broader digital asset framework that will expand to cross-border settlement, business-to-business payments and overnight returns on idle cash through repo markets, all powered by stablecoins.
