The Stablecoin market is expanding faster than expected, with emission volumes that increase from approximately $ 200 billion at the beginning of 2025 to $ 280 billion from Thursday, according to a CITI report.
The bank has raised its 2030 prognosis for the broadcast of Stablecoin to $ 1.9 billion in its base case and $ 4 billion in a bull case, compared to $ 1.6 billion and $ 3.7 billion respectively.
If the stablecoins circulate at a speed comparable to the fiduciary currencies, they could admit up to $ 100 billion in annual transactions by 2030 under the base scenario and double it in the case of bulls. Citi argued that this growth reflects the “chatgpt” blockchain, since native companies digitally lead the adoption in real world trade.
However, the report suggests that Stablecoins may not master all finances in the chain. Bank tokens, such as tokenized deposits, could ultimately see volumes of higher transactions, driven by the corporate demand for regulatory safeguards, real -time settlement and integrated compliance. Citi estimated a small migration of traditional bank rails in the chain, could boost the banking of the bank token beyond the $ 100 billion for the end of the decade.
The prognosis also underlined the continuous role of the US dollar. Most chain money remain called in dollars, which feeds the demand for treasure bonds, although centers like Hong Kong and Eau are emerging as experimentation centers.
Citi framed the emergence of Stablecoins not as a battle to replace banks, but as part of a broader reinvention of financial infrastructure. It is likely that different forms of digital money (stablcoins, bank tokens and CBDC) coexist, each of which finds its niche.
