The adoption of Stablecoin among retail users has established new records this year, with transaction volumes until August that already exceed last year, a new CEX.
Retail size transfers, counting transactions below $ 250, crossed $ 5.84 billion alone in August, the highest recorded, according to Visa and Allium data cited in the report. With almost four months remaining in the year, 2025 has already become the busiest period so far for the volume of transference of Stablecoin at the consumer level.
The figures underline Stablecoins, a group of crypts linked to fiduciary currencies such as the US dollar, increasingly integrated into daily financial activity, from cross -border remittances to microtransactions, the report said.
The data of the emerging market survey, requesting more than 2,600 consumers in Nigeria, India, Bangladesh, Pakistan and Indonesia, reinforced this image, analysts of CEX.io. The majority of respondents said they turned to Stablecoins to avoid high bank rates and slow transfers, according to the report. Almost 70% of them reported having used Stablecoins more frequently than last year, and more than three quarters hope that the use will continue to increase, according to the report.
Ethereum earnings, Tron is back
The distribution of the activity between the block chains has changed, the report said. The tron Blockchain, traditionally popular for retail transfers due to its low rates and broad support for Tether’s USDT (USDT)He has renounced the market share. Monthly transactions counts fell by 1.3 million, or 6%, and their growth in volume was delayed behind its closest competitors.
Instead, Binance Smart Chain (BSC) It emerged as the best option for retail users, capturing almost 40% of Stablecoin’s retail activity, according to the report. The network transactions count increased by 75% this year with a transfer volume by increasing 67%. Much of the impulse occurred after Binance eliminated the USDT in March for European users and a memecoin trading resurgence in Pancakeswap in BSC.
The Ethereum complex, with the base chain and the combined 2 layer networks, constituted more than 20% of the transfer volume and 31% of the transaction counts, the report said. While the small transfers took place largely in L2S, the Mainnet enjoyed a significant increase in the retail segment. Transfers of less than $ 250 in the Netnet Mainnet increased 81% in volume and 184% in the count.
Ethereum has been used mainly for transactions of great value due to its high rates, but transaction costs have decreased more than 70% during the past year, which makes Mainnet transactions more competitive even in the range of less than $ 250, the authors said.
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