- Pensioner, Behbood Returns adjusted to 13.68%.
- Sarwa’s Islamic accounts now offer returns of 10.44%.
- MPC’s decision to maintain the profit rate supply rate.
Karachi: The Central Directorate of National Savings (CDNS) has reviewed the profit rates in several national savings schemes after the decision of the monetary policy committee of the State Bank of Pakistan (SBP) (MPC) to maintain the policy rate without changes in 12%, The news reported.
As part of the review, the return of short -term savings certificates (STSC) has risen at 15 basic points to 10.96%, compared to the previous 10.81%. While, defense savings certificates (DSC) now offer slightly higher yield than 12.15%, at 1 basic point of 12.14%.
Meanwhile, the yields of the Pensioners’ Benefit Account, the Behbood Savings Certificate and the Shuhada Family Welfare account have been collected by 10 PBs each at 13.68%.
Sarwa’s Islamic term account (located) and Sarwa’s Islamic savings account (SISA) also saw a significant increase, with rates that increased by 70 PB to 10.44% each, from the previous 9.74%. On the contrary, the savings account rate has been reduced by 100 bp, which now offers a 10.5%yield, below 11.5%.
The CDNS is the largest financial institution in Pakistan, which manages assets higher than RS3.4 billion and serves more than four million customers through a national network of 376 branches throughout the country, administered by 12 regional directives.
He plays a vital role in helping the government to finance its budgetary deficits and support key infrastructure projects.
These changes in earnings yields occur after the MPC decision of the SBP to maintain the stable policy rate in 12%, a movement that aligns with efforts to manage inflation and support economic stability.
Inflation, measured by the Consumer Price Index (CPI), slowed 1.5% per year in February 2025, below 2.4% in January, marking the lowest inflation rate in 113 months, according to the Pakistan Statistics Office (PBS).
