July 3 and 4: What should we do? Most people are confused because Independence Day falls on Saturday, July 4, making the holiday closure schedule more complicated than usual.
Since Friday, July 3, is a federal holiday, many federal offices and businesses are planning their schedules in advance, leaving people confused about what will be open and what will be closed before Independence Day weekend begins.
Let’s find out the basics of Independence Day 2026 closures here.
Banking hours for July 3: What’s open?
With Independence Day landing on Saturday, July 4, the United States will observe the federal holiday tomorrow, July 3, 2026.
Most banks will remain open on July 3; However, that being said, some locations may operate with limited hours.
It is best for customers to check with their local branch regarding any changes in hours.
While all other online banking services will operate as normal, Federal Reserve Banks and their associated branches will operate on July 3, as July 4 arrives on Saturday.
What is the status of postal services on July 3?
The U.S. Postal Service will operate normal business hours on Friday, July 3, 2026, and its primary services include delivery of regular mail.
Are federal offices closed on July 3?
Most federal government offices will be closed on July 3, marking Independence Day.
For the uninitiated, federal government institutions typically observe holidays that fall on the Saturday of the previous Friday.
However, state and local government offices may operate on modified hours, so to avoid confusion, it is best to check with the operating hours of municipal administrations, courts, or other public departments before leaving your homes.
What stores are open on July 3?
Major grocery stores, pharmacies and convenience stores are expected to operate normally on July 3.
As the holiday weekend begins, some locations may close early or operate with limited hours.
So don’t rush at the last minute; Instead, do your shopping early if you’re planning an Independence Day fireworks celebration. After all, this July 4th, the United States turns 250 years old.
