XRP exchange-traded funds (ETFs) generated their largest inflows since January amid a series of developments in related company Ripple and favorable price action for the world’s fourth-largest token by market capitalization.
The five US-listed spot XRP exchange-traded funds reported a total of $25.8 million in net inflows on Monday, the biggest single-day haul since Jan. 5, when they took in $46 million in their first week of trading, according to data from SoSoValue.
Franklin Templeton’s XRPZ led with $13.6 million, followed by Bitwise’s XRP with $7.6 million and Grayscale’s GXRP with $4.6 million. Canary’s XRPC and 21Shares’ TOXR reported no flows during the day.
Cumulative net inflows into all XRP spot ETFs now stand at $1.35 billion, with total net assets of $1.18 billion, representing approximately 1.3% of XRP market capitalization. Each XRP fund rose more than 4% on Monday along with the underlying token, which rose 1.2% in 24 hours to $1.47.
The flows come as Ripple announced the successful closing of a $200 million debt facility from funds managed by Neuberger Specialty Finance, the dedicated asset investment team within Neuberger, a global investment management firm.
The facility will support the continued growth of Ripple’s multi-asset prime brokerage platform, Ripple Prime, amid growing client demand for institutional-grade prime services and margin financing solutions.
Last week, Ripple said it completed a pilot tokenized US Treasury settlement on the XRP Ledger with JPMorgan, Mastercard and Ondo Finance, processing the swap in less than five seconds and bridging public blockchain rails with traditional interbank settlement infrastructure.
Separately, Ripple revealed a four-phase plan to make the XRP Ledger quantum-resistant by 2028, positioning it for a possible “Q-day” when quantum computers can break current cryptography.
The roadmap included an emergency “Q-day preparation” phase that would force a migration to quantum-safe accounts and allow recovery of funds using zero-knowledge proofs if quantum threats arrive sooner than expected.
These institutional use cases may increase sentiment among ETF buyers, because they give XRP a function beyond speculative trading.
Meanwhile, spot bitcoin ETFs are on track for their seventh consecutive week of net inflows, with more than $3.4 billion absorbed during the streak. The pattern of bitcoin leading, altcoin ETFs catching the overflow and ether lagging has held for most of the year.
XRP is still down 39% over the past six months despite ETF interest, and the token is still a long way from its July 2025 all-time high, near $3.65.
