Ripple is trying to put XRP and RLUSD into the AI agent payments market in an environment that still primarily pays in the dollar-pegged USDC stablecoin.
The company introduced the XRPL AI Starter Kit earlier this week, a set of development tools to create AI agents that can send payments on XRP Ledger, according to a statement shared with CoinDesk.
This kit includes access to the
The argument is that if AI agents are going to buy API access, pay for model inference, settle invoices, or move value between services, they need payment pathways that are cheap, fast, and easy to activate without a human clicking approve every time.
Ripple says XRPL can do that with three to five second settlement, predictable fees, native payments, escrow, multi-signature, and a built-in decentralized exchange.
But turning that into real use is where the challenges lie, with the novel x402 system in the spotlight.
