– Kriti Bansal, VP of Finance and Accounting, AlphaPoint
ask an expert
Q. Can advisors work with AI to ensure clients are safe from fraud?
A. Yes, but AI should support advisors and not act as an autonomous decision maker. It can detect unusual wallet behavior, suspicious contracts, phishing patterns, and risky approvals before damage occurs. The biggest vulnerability today is granting AI agents direct and absolute wallet permission, which can turn the agent itself into a massive attack vector for social engineering or bad data on-chain.
Q. What does real-time security look like in the age of AI?
A. In the age of AI, real-time security must be predictive and proactive, not reactive. Real-time security means warnings before signing, continuous wallet monitoring, instant alerts about abnormal activity, and blocking risky approvals before funds can move.
Q. How can a money manager automate a layer of defense that acts as a continuous threat monitor?
A. Money managers should move away from externally owned legacy wallets and transition to programmable smart accounts like ERC-4337 or EIP-7702. This transition allows you to write programmatic and automated guardrails directly at the account level. They can use automated monitoring of wallets, approvals, contract risks, transaction patterns, and exposure limits, with human escalation for anything unusual.
